About The Role

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

Job Summary

The Senior Risk Manager provides second-line oversight and effective challenge of Insider, Internal and External Fraud, and Conduct Risk across TD Securities. The role applies deep Capital Markets expertise to assess these risks across front-to-back business processes, products, booking models and supporting infrastructure. It also provides second-line review and challenge of E2E RCSAs and broader ORM program activities, including risk assessments, governance, thematic analysis, reporting and escalation.

Key Responsibilities

Provide independent 2A oversight and effective challenge of Insider Risk, Internal Fraud, External Fraud, and Conduct Risk identification, assessment, control design, and control effectiveness across TD Securities.
Challenge end-to-end assessments across Insider Risk, Internal Fraud, External Fraud, and Conduct Risk, including inherent and residual risk ratings, control sufficiency, root cause analysis, and remediation plans.
Monitor and challenge risk metrics, KRIs, issues, events, and risk appetite measures across the mandate; escalate breaches, emerging risks, and material issues to senior management and governance committees.
Review and challenge incidents, events, and investigations related to Insider Risk, Internal Fraud, External Fraud, and Conduct Risk, including detection quality, containment actions, root cause, and remediation effectiveness.
Identify systemic and emerging risk themes through analysis of incidents, fraud events, conduct matters, control gaps, and monitoring results, and communicate insights to stakeholders.
Provide independent challenge on issues related to Insider Risk, Internal Fraud, External Fraud, and Conduct Risk, ensuring appropriate severity ratings, robust action plans, and timely closure in accordance with the Issue Management Framework.
Review Insider Risk, Internal Fraud, External Fraud, and Conduct Risk impacts as part of Change Risk Assessments, challenging inherent risk assessments and proposed controls.
Serve as a trusted subject-matter expert and advisor to Segment leaders, 1A/1B partners, and oversight functions across Insider Risk, Internal Fraud, External Fraud, and Conduct Risk.
Interpret and translate enterprise policies, standards, and regulatory expectations into actionable Segment requirements.
Prepare clear, concise, and compelling risk reporting and commentary for Segment and enterprise governance forums.
Support enterprise initiatives, regulatory examinations, audits, and thematic reviews related to Insider Risk, Internal Fraud, External Fraud, and Conduct Risk.
Promote a strong conduct, fraud, insider risk, and operational risk culture through guidance, training, and awareness activities.
Assist with second-line review and effective challenge of E2E RCSAs, including process inventories, process maps, risk and control identification, risk ratings, and control effectiveness assessments.
Support program oversight by assessing Insider Risk and broader operational risk themes across Capital Markets businesses, including booking point, jurisdictional, and front-to-back process considerations.
Assist with portfolio risk reporting, deep dives, business walkthroughs, and the escalation and tracking of material control gaps, quality issues, and overdue deliverables.

Qualifications & Experience

Extensive Capital Markets and Wholesale Banking experience, with a strong understanding of front-to-back trading, sales, operations, booking models, product lifecycle risks, and supporting infrastructure processes.
10+ years of relevant Financial Services experience, including Operational Risk Management, Internal Audit, Compliance, Technology & Control, Fraud Risk, Conduct Risk, or related oversight functions.
Strong experience across Insider Risk, Internal Fraud, External Fraud, and/or Conduct Risk frameworks, controls, investigations, and governance.
Demonstrated ability to provide credible second-line challenge to Wholesale Banking and Capital Markets businesses and influence senior stakeholders without formal authority.
Strong analytical skills, including risk analysis, data analysis, and thematic assessments.
Understanding of regulatory and control requirements relevant to the role is an asset.
Bachelor’s degree from a recognized university or equivalent experience required.

Additional Information

Completion of TD Operational Risk Management certification is required within 12 months of role start (if not already completed).
Professional certifications such as CFE, CISSP, CISM, CRISC, or similar are considered an asset.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!