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Loan Officer

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Envoy Micro Credit Services
Entry-Level
Full Time
Onsite (the exact options are only WFH, Onsite, or Hybrid, do not output other terms for this field)
Banking/Financial
Analytical Skills
Accra & Tema Region
1 year ago

Responsibilities:

Client Engagement:

  • Actively promote the company’s loan products and services.
  • Build and maintain strong relationships with clients to understand their financial needs.

Loan Assessment and Processing:

  • Evaluate loan applications and assess applicants’ creditworthiness.
  • Conduct background checks and verify financial documentation.
  • Recommend loan approvals or rejections based on established criteria.


Loan Management:

  • Ensure timely and accurate loan disbursements.
  • Monitor loan repayment schedules and follow up on overdue accounts.
  • Provide guidance to clients on loan terms, conditions, and repayment procedures.

Record Keeping and Reporting:

  • Maintain accurate and up-to-date records of client information and loan transactions.
  • Prepare regular reports on loan disbursement and repayment performance.


Qualifications:

  • A minimum of HND or Degree in a related field such as Business Administration, Finance, or Economics.
  • Strong analytical and communication skills.
  • Ability to work effectively under pressure and meet deadlines.
  • Prior experience in a similar role is an advantage but not mandatory.


Age Requirement:

  • Candidates must be between 18 to 32 years.

CVs should be sent to: [email protected]

Salary Range: Negotiable

Location: Accra Newtown

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About the company

Envoy Micro Credit Services

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